Can India really go cashless?

Can India really go cashless? UPI has transformed the way people in India pay for everyday purchases — from local shops and street vendors to online shopping and bill payments. But recent debate around merchant-side charges on certain UPI transactions has raised a bigger question about the future of digital payments. Some argue that digital payments should remain completely free to encourage wider adoption. Others believe limited charges on certain merchant transactions could be reasonable if they help support the payment ecosystem. At the same time, cash remains important for many people and businesses, especially where internet connectivity, digital access or payment infrastructure can be a challenge. So, can India really become a largely cashless economy? Or will cash and digital payments always need to coexist? Vote in the poll and tell us why you think so. ⸻ 🗳️ Poll What do you think? * 🇮🇳 India can largely go cashless * 💵 Cash will always be necessary * ⚖️ Both will coexist * 🤔 Not sure If UPI stopped working for one entire day, what would you miss most? “Share your experience and perspective.”